KPKT研究购房“选择购买权”机制，首付或最高为房价5% | KPKT Studies Option-to-Purchase Mechanism With Payments Up to 5%

全国｜房屋及地方政府部研究让准买家在签署买卖合约前支付最高相当于房价5%的选择购买款项。机制仍在研究，资格、退款、时限及法律安排尚未最终公布。 | Nationwide｜KPKT is studying an option-to-purchase mechanism that could allow prospective buyers to pay up to 5% of the proposed purchase price before signing the SPA. Eligibility, refunds, timelines and legal arrangements are not final.

中文｜范围：全国。报道及事件日期：2026年10月16日。EdgeProp报道，房屋及地方政府部（KPKT）正在研究Option-to-Purchase（OTP）机制，准买家可能在签署买卖与购买协议（SPA）前支付最高相当于房价5%的款项。报道没有表示该机制已经实施，也没有公布最终资格、退款条件、时限或适用项目。买家应等待正式公告，在支付任何款项前确认开发商、合约条款、监管及退款安排。

English | Scope: Nationwide. Reporting and event date: 16 October 2026. EdgeProp reported that the Ministry of Housing and Local Government (KPKT) is studying an Option-to-Purchase (OTP) mechanism under which prospective buyers could pay up to 5% of the proposed property price before signing the sale and purchase agreement (SPA). The report does not say the mechanism has been implemented and does not set final eligibility, refund conditions, timelines or project coverage. Buyers should wait for official details and verify the developer, contract terms, regulatory position and refund arrangements before paying.