2027预算案拟提供200亿令吉购屋融资担保 | Budget 2027 Proposes RM20 Billion in Housing Guarantees

全国｜2027预算案提出SJKP购屋融资担保及首购族印花税减免安排，具体资格与实施细则仍须确认。 Nationwide | Budget 2027 outlines SJKP housing guarantees and proposed first-home stamp duty relief, subject to eligibility and implementation details.

中文

范围：马来西亚全国。报道日期：2026年10月9日。事件日期：2026年10月9日，2027财政预算案提呈国会。

政府宣布通过SJKP提供最高200亿令吉购屋融资担保，预计协助8万名首购族，重点包括收入不固定的自雇人士。

预算案也建议，首购住宅价格不超过50万令吉的贷款协议及转名文件可获全额印花税豁免；房价不超过75万令吉的安排为首50万令吉全免、余款减免50%，适用于2027年1月1日至2030年12月31日签订的买卖协议。

买家可据此规划资金，但应先向银行及负责律师确认资格和落实细则。融资担保不代表自动获批贷款，预算案建议也不等于现已生效。

English

Scope: Malaysia nationwide. Report date: 9 October 2026. Event date: 9 October 2026, when Budget 2027 was tabled.

The government announced up to RM20 billion in SJKP housing financing guarantees, targeting 80,000 first-time buyers, particularly self-employed people without fixed incomes.

Proposed stamp duty relief covers loan agreements and transfer instruments: full exemption for first homes up to RM500,000; for homes up to RM750,000, full exemption on the first RM500,000 and 50% on the balance. The stated sale-and-purchase agreement window is 1 January 2027 to 31 December 2030.

Buyers can plan their finances around the announcement, but should confirm eligibility and implementation with their bank and lawyer. A guarantee does not ensure loan approval, and a budget proposal is not already-effective relief.

来源 / Sources BERNAMA, 9 October 2026: https://majujohor.bernama.com/news.php?id=2617671 Prime Minister’s Office, Budget 2027 speech, 9 October 2026: https://www.pmo.gov.my/ms/ucapanterkini/ucapan-belanjawan-madani-kelima-tahun-2027-belanjawan-madani-kelima-menggapai-di-langit-mengakar-di-bumi/

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